The numbers below show each state's maximum weekly benefit — your actual amount depends on your prior wages, typically 40–50% of your weekly pay up to the cap. Duration is the maximum weeks you can collect. States with the shortest durations (12 weeks: Florida, North Carolina) and lowest caps require faster action to file.
How unemployment benefits are calculated
Most states pay between 40–50% of your prior average weekly wage, up to the state maximum. If you earned $1,500 per week and your state pays 50%, your weekly benefit would be $750 — but only if your state's cap is at least that high. States with low caps (like Florida at $275) cut off far below what higher earners actually made. Use the LayoffCalc calculator to see your personal estimate based on your salary and state.
How long unemployment benefits last
Most states provide up to 26 weeks of regular unemployment. However, several states have shorter maximums: Florida and North Carolina cap at 12 weeks, while Michigan, Missouri, and South Carolina cap at 20 weeks. Massachusetts offers the longest standard duration at 30 weeks. Your actual duration may be shorter depending on your earnings history and state formulas.
How to file for unemployment benefits
File as soon as possible after your last day — most states require you to file within 2–3 weeks of separation, and waiting costs you uncollectable benefits. You will need your Social Security number, employer contact information, and your earnings history from the past 18 months. File online through your state's unemployment agency website. Once approved, you typically certify weekly to continue receiving payments. See the full workforce guide for step-by-step filing instructions.